林權抵押貸款程序

　　Lin Quan Mortgage Loan Procedure

　　貸款申請→貸款受理→貸款調查→貸款審查→審議→貸款授信→簽訂借款合同→辦理抵押登記手續→貸款發放→貸后管理及檢查貸款歸還。

　　Loan application → loan acceptance → loan investigation → loan review → deliberation → loan credit → signing loan contract → handling mortgage registration procedures → loan disbursement → post loan management and inspection of loan repayment.

　　林權抵押貸款所需資料：

　　Required documents for forest tenure mortgage loan:

　　（一）自然人向農村信用社申請林權抵押貸款所需資料：

　　（1） Information required for natural persons to apply for forest tenure mortgage loans from rural credit cooperatives:

　　1、借款人有效身份證原件及復印件；

　　1. Original and photocopy of the borrower's valid ID card;

　　2、借款申請書；

　　2. Loan application form;

　　3、受理資源產權證明；

　　3. Accepting certificates of resource property rights;

　　4、林權證所有者有效身份證原件及復印件；

　　4. Original and photocopy of valid ID card of the owner of the forest tenure certificate;

　　5、森林資源資產評估報告；

　　5. Forest Resource Asset Assessment Report;

　　6、《同意抵押意見書》；

　　6. Letter of Consent to Mortgage;

　　7、農村信用社認為需要提供的其他資料。

　　7. Other documents deemed necessary by rural credit cooperatives.

　　（二）法人客戶向農村信用社申請林權抵押貸款所需材料：

　　（2） Required documents for corporate clients to apply for forest tenure mortgage loans from rural credit cooperatives:

　　1、借款申請書；

　　1. Loan application form;

　　2、森林資源產權證明；

　　2. Forest resource property rights certificate;

　　3、森林資源產權評估報告；

　　3. Forest Resource Property Rights Assessment Report;

　　4、營業執照原件及復印件；

　　4. Original and photocopy of business license;

　　5、稅務登記證原件及復印件；

　　5. Original and photocopy of tax registration certificate;

　　6、機構代碼證；

　　6. Institution code certificate;

　　7、有效貸款卡；

　　7. Valid loan card;

　　8、法定代表人有效身份證原件及復印件；

　　8. Original and photocopy of valid ID card of the legal representative;

　　9、借款單位法定代表人、股東個人出具的為貸款承擔連帶責任保證涵；

　　9. A joint and several liability guarantee letter issued by the legal representative of the borrowing unit and individual shareholders for the loan;

　　10、合資、合作的合同和經驗證明或公司、企業章程；

　　10. Joint venture or cooperative contracts and experience certificates, or company or enterprise articles of association;

　　11、公司、企業出具的股東大會或董事會的《同意抵押意見書》；集體企業出具的上級部門證明及集體代表討論通過的《同意抵押意見書》；

　　11. The 'Consent to Mortgage Opinion Letter' issued by the shareholders' meeting or board of directors of the company or enterprise; The certificate issued by the superior department of the collective enterprise and the "Consent to Mortgage Opinion Letter" discussed and approved by the collective representative;

　　12、財政部門或會計事務所核準的借款錢一年的財務報告、借款人錢一個季度的財務報表、納稅證明等；

　　12. The financial report of the loan approved by the finance department or accounting firm for one year, the financial statements of the borrower for one quarter, tax certificates, etc;

　　13、農村信用社認為需要提供的其他資料。

　　13. Other documents deemed necessary by rural credit cooperatives.

　　抵押登記

　　mortgage registration

　　抵押人和抵押權人簽訂抵押合同后，應持以下文件資料向縣級林業行政主管部門申請辦理抵押登記，抵押權自登記之日起生效。

　　After the mortgagor and the mortgagee sign the mortgage contract, they should apply for mortgage registration with the county-level forestry administrative department with the following documents and materials. The mortgage right shall take effect from the date of registration.

　　(一) 林權抵押登記申請書；

　　（1） Application for Forest Right Mortgage Registration;

　　(二) 抵押人和抵押權人法人證書或個人身份證；

　　（2） Mortgagor and mortgagee's legal representative certificate or personal ID card;

　　（三）抵押合同；

　　（3） Mortgage contract;

　　（四）林權證；

　　（4） Forest ownership certificate;

　　（五）擬抵押森林、林木和林地的相關資料，包括：林地類型、坐落位置、四至界止、面積、林種、林齡、蓄積量等；

　　（5） Relevant information regarding the proposed mortgage of forests, trees, and forest land, including forest land type, location, boundaries, area, forest species, forest age, and storage volume;

　　（六）森林資源資產評估報告；

　　（6） Forest Resource Asset Assessment Report;

　　（七）縣級林業行政主管部門認為應提交的其他資料。

　　（7） Other materials deemed necessary by the county-level forestry administrative department.

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